Wealth & Progression
Homeless to Homeowner
A park bench.
Difficulty (1โ5 plumbobs): 1 Casual ยท 2 Moderate ยท 3 Hard ยท 4 Brutal ยท 5 Extreme
๐ The story
A park bench. A pocket with nothing in it. A long, cold road to a front door of your own. This is rags-to-riches stripped to the bone โ no lot, no shelter, no skills, just a Sim and the will to climb off the street.
๐ The goal
Go from homeless with no shelter to owning a **fully furnished home worth ยง60,000+**.
๐ Packs required
Packs recommended
๐ก Setup
๐ Getting started
- Create one Sim with nothing. Move onto a public-feeling or empty lot with no build, and zero out funds:
โจ๏ธ Cheats to type
testingcheats truefreerealestate onfreerealestate offmoney 0๐ General rules
- No money cheats after the ยง0 start.
- Earn with your own household only.
- No gifts or transfers.
โจ Specific rules
- Begin with no bed, no walls and no roof. Sleep on public benches, eat from the cheapest sources, wash in gym/public bathrooms.
- Build up only from earned income, one item at a time.
- Buying or moving into a home before you've earned it is a fail.
โ What you can do
- Sleep on park benches and use public toilets, showers and gyms while homeless.
- Eat cheaply at public venues; earn from any self-employment.
- Use `bb.moveobjects` once you're building.
โ What you can't do
- No owned lot or shelter at the start โ truly homeless.
- No money cheats; no gifts or transfers.
- No moving straight into a furnished home.
๐ฏ Objectives โ complete the checklist
0 of 6 done ยท 0%
๐ฎ If you don't own the packs
Already base-game. City Living apartments and Seasons weather add flavour and stakes but aren't required โ public venues for needs are all base-game.
๐ก Strategy tips
- Public spaces are your early lifeline: gyms for showers, libraries for skill-building and computers, parks for free food events.
- Collecting and busking-style skills (guitar, painting on a cheap easel once you can afford one) get the first Simoleons flowing.
- Bank toward a single bed and a tent/roof before anything else โ restored energy multiplies everything else you can do.
๐ Milestones โ track your progress
0 of 5 done ยท 0%
๐ฅ Want it harder?
- Spend your first full week with no built shelter at all before you may place a single wall.
- Winter-start in Seasons, so exposure is genuinely dangerous.
๐ Scoring
Track *days spent fully homeless* before placing your first wall; a longer street phase is a harder, higher-scoring run.
๐ญ Variations
The *Homeless Family* version: a parent and child must survive the street together. ---
A community survival staple (the Homeless Challenge), expanded here with a homeowner goal. ยท Last tested: Patch 1.108 โ Feb 2026