Debt to Diamonds

📖 The story

Your Sim doesn't start at zero — they start below it. A §50,000 millstone of debt hangs over them from day one, and only once it's gone may they even think about the mansion they're determined to build, brick by mortgage-free brick.

💝 The goal

Clear a **§50,000 starting debt**, then build a mortgage-free mansion worth **§200,000+**.

🎀 Packs required

Packs recommended

🏡 Setup

🚀 Getting started

• Create one earner. Move into a modest home, set funds to zero, and write your §50,000 debt on a tracker (a notes app or the in-game notebook):

⌨️ Cheats to type

📋 General rules

• No money cheats after the §0 start.
• All income earned by your household.
• No gifts or transfers.

✨ Specific rules

• Pay a fixed weekly amount toward the tracked debt — treat it like a real bill that must be paid first.
• No luxury purchases until the debt tracker reads zero.
• Dropping below your agreed minimum balance is a fail.

✅ What you can do

• Use any legitimate income to repay the debt (skills, self-employment, and — your call — careers).
• Use `bb.moveobjects` for the mansion build.
• Track the §50,000 debt yourself, since Sims can't hold a negative balance: start at §0 and bank §50,000 before you spend anything on luxuries.

⛔ What you can't do

• No money cheats; the §50,000 must be honestly 'repaid' before any luxury spending.
• No new luxury purchases until the debt line is cleared.
• No transfers or gifts.

🎯 Objectives — complete the checklist

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🎮 If you don't own the packs

Already base-game. Get to Work and Seasons just add income variety and stakes; the debt-and-build loop is entirely base-game.

💡 Strategy tips

• Set a realistic weekly payment you can always meet; consistency matters more than big irregular lumps.
• A stable home-based income (writing royalties, a maxed painting skill) makes the weekly bill painless.
• Only *after* zero do you pivot hard into the mansion build — keep the two phases mentally separate.

💕 Milestones — track your progress

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🔥 Want it harder?

• Add interest: the debt grows 5% each week you don't make your full payment.
• Double the debt to §100,000.

🏆 Scoring

Track *weeks to clear the debt*; fewer is better. Bonus for never missing a weekly payment.

🎭 Variations

Frame it as medical or business debt with a roleplay backstory that dictates how your Sim is allowed to earn. ---